Evolving Personal Finance » Entries tagged with "savings"
Choosing Our Own Destination
I couldn’t have imagined this two years ago but it seems to have arrived: Kyle and I have zero pending wedding invitations! And not even any engaged friends to whose weddings we are confident we will be invited. We love attending weddings and especially love attending weddings to which we need to travel because that almost always means we get to see far-flung friends. We RSVP yes whenever we possibly can and regret all the weddings … Read entire article »
Filed under: travel
Laying a Path from Here to There
I’m afraid of drifting through life – of letting time pass without accomplishing anything. Sometimes I feel like we’re drifting financially while we’re in graduate school because we don’t have several major monetary objectives toward which we are working. While I think goal-setting has been a bit overblown and doesn’t necessarily work well for everyone, I believe we all need to have a vision for our lives and to take steps to realize those visions. If … Read entire article »
Are You Sure You Want to Spend $27000 on Your Wedding?
Today we are featuring a guest post from Edward Antrobus as part of this month’s Yakezie Blog Swap – click over to his blog to check out my participating post. Edward is a blogger, home cook, and construction worker. Enjoy! The cost of the average wedding is over $25,000. That number doesn’t even include the cost of the dress! (I’ve never understood that. Isn’t the wedding dress a wedding-related cost? Why wouldn’t you include it in the … Read entire article »
Targeted Savings Account Calculation: Cars through Aug2013
This weekend I re-projected the amount of money we need to save monthly into our Cars targeted savings account. I’d like to share my method with you so that you can see as an example how we decide how much to save into each savings account. The Cars account is a good one for this exercise because the payments we make out of it are very well-defined (unlike Travel or Appearance) but they’re shifting a … Read entire article »
Filed under: budgeting, cars, targeted savings
How to Save When You Don’t Have Earned Income
For those of us without earned income, the standard retirement advice does not apply. Not only do our workplaces (if we even have them) not provide retirement plans, but we’re locked out of contributing to IRAs. Assuming we’re making enough money to be able to save, how can we advance our goals? 1) Evaluate your financial situation holistically. Not everyone needs to save for retirement at all times. There are other legitimate savings goals that you can … Read entire article »
Filed under: retirement
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