Evolving Personal Finance » Entries tagged with "grad school"
Grad Student Finances Has Launched!
I just wanted to tell you guys that we now have Grad Student Finances online! If you remember, this project was supposed to be my passion project from last fall before I got absorbed in creating my comprehensive personal finance for grad students seminar. My concept for Grad Student Finances was for it to be a timeless resource for graduate students to help them with learn about how to maximize their money. For that reason, I … Read entire article »
Filed under: blogging, grad school
How to Enter 1099-MISC Fellowship Income into TurboTax
Update February 2017: I have updated and expanded this post into an entire section of Grad Student Finances. Read the entire 2016 grad student tax guide, jump to the step-by-step instructions for entering grad student income of various types into TurboTax, or go directly to the equivalent of this post on entering 1099-MISC fellowship income into TurboTax. This post is a step-by-step guide to show you how you can enter 1099-MISC box 3 income and withholdings that … Read entire article »
Filed under: grad school, taxes
A Peek at Graduate Student Loan Debt
An article popped up on my personal Facebook feed last week that was accompanied by a spirited discussion in the comments about PhD student stipend levels and the necessity of taking out student loans even for students who are “fully funded.” Of course I clicked over and eventually found my way to this spreadsheet of student loan balances created by Karen Kelsky of The Professor Is In to demonstrate her point that even funded humanities PhDs can result … Read entire article »
Filed under: debt, grad school
Money and the Timing of Children
Kyle and I have been married for 3.5 years, and 1) we don’t have any kids, 2) we’re not pregnant, and 3) we’re not trying to get pregnant. We do want to have (two or three) children in the future. And the timing of those decisions has nothing to do with our finances. This week, our church started a series titled “God and the Rest of the Week,” which is about not segregating God into solely … Read entire article »
Filed under: family, grad school
How to Calculate and File Estimated Tax Payments
If you are being paid but aren’t having any money withheld for income taxes, you may need to pay estimated tax quarterly. If you don’t know what those are or how to do them, read on! Grad students, please pay special attention. You have to pay income tax on your stipend if it doesn’t go toward qualified educational expenses (your rent does not count). If you do not have withholding set up, you will likely … Read entire article »
Filed under: grad school, taxes
Losing My Graduate School Funding
The following is a guest post from Ross at Cash Rebel. He’s a 20-something engineer who writes about frugality, sustainability, and stick-to-itiveness. This is his story about losing funding for graduate school. The year was 2010 and I finally knew what I wanted to do with my life. I’d graduated college with a degree in Mechanical Engineering earlier that year and although tons of recent grads were signing up for grad school because they couldn’t find … Read entire article »
Filed under: grad school
Living Your Real Life Now
Something I hear often from grad students (and say often myself) is “When I have a real job…” followed by some fantasy about the future like saving for a house downpayment or going on a big vacation or not being in the lab after midnight. Since these sentiments come out of my mouth, too, I obviously understand where they’re coming from. In grad school, like in college, during an engagement, or just before starting a family, there is a sense of now-but-not-yet. I have this life and it’s not quite what I want it to be because there is a waiting period, a working period until I can achieve something that will usher my life into its next stage. But the fact is that just because I don’t have a real job … Read entire article »
Filed under: choices, grad school, values
Recent Comments
- Adam on Home Equity Is Funny Money
"Hi Emily - I just stumbled upon your blog. Great post! Up in Canada this is a…" - Emily on Home Equity Is Funny Money
"I agree that an appraisal is the best number to work with. I can't think of why …" - JL on Home Equity Is Funny Money
"I only note it as round numbers, in $50k or $100k estimates. I also usually upda…" - We Maxed Out All Our Retirement Accounts for the First Time! - Evolving Personal Finance | Evolving Personal Finance on Avoiding an Expensive 401(k) Plan through Self-Employment
"[…] was the first year that we contributed to Kyle’s expensive 401(k…" - Business Goal Tracking for Week 8 of 2022 - Evolving Personal Finance | Evolving Personal Finance on Business Goal Tracking for Week 6 of 2022
"[…] Done as of two weeks ago! […]…"