Evolving Personal Finance » Entries tagged with "cash"

Revealed: Mid-Term Investment Choice from 2011

Revealed: Mid-Term Investment Choice from 2011

I’m going to reveal something today that I never have before on EPF – or to anyone (other than Kyle), actually. This is more intimidating to me than sharing my net worth, even! In 2011, we had enough money to pay off my subsidized and deferred student loans, but instead of doing so we invested the money with a 2-3 year time horizon. Today I’m going to tell you exactly what we bought with that … Read entire article »

Filed under: investing

Perfect Articulation of Plastic as Real Money for Young People

Perfect Articulation of Plastic as Real Money for Young People

In episode of Freakonomics from 10/3/2013, Steve Levitt and Steve Dubner discussed a listener question that I thought was a perfect articulation of my opinion concerning the studies that show that people tend to spend more when using credit cards in comparison with cash.   Steve Reta wrote: “This morning I was reading an article on how credit card spending is making us ‘irresponsible’ because it removes the ‘pain’ of paying with cold hard cash.  I found … Read entire article »

Filed under: credit cards, psychology, spending

What’s In My Wallet

What’s In My Wallet

Happy Thanksgiving weekend, everyone!  I hope that you are enjoying your loved ones and not struggling with strangers at big box retailers.  I hope to be doing the former but might be forced into a bit of the latter.   Just a quick post from me today – I want to show you what’s in my wallet!   I love my wallet.  It’s tiny so it keeps me honest about what I’m using and what I’m not.  It’s a … Read entire article »

Filed under: personal

My Biggest Financial Mistake and Why I’m Glad I Made It

My Biggest Financial Mistake and Why I’m Glad I Made It

You’re going to think I’m really dumb when you read this.  You might even want to take away my PF blogger card.  My mistake was a doozy.  I’ll just say that I made it several years ago when I was just figuring out my finances and I was a lot less involved than I am now.  And Kyle wasn’t around to catch the mistake.   Summer 2007.  I had just graduated from college and started my first … Read entire article »

Filed under: featured, investing, mistakes, retirement, stock market