Evolving Personal Finance » Archive
What Would You Do If You Really Needed Money?

I asked myself and Kyle this question last week when I was thinking of contingency plans in case Kyle is unemployed for a while between graduation and starting a postdoc. I’m not about earning the maximum possible amount of money all the time – if I was, I wouldn’t be pursuing a PhD! – so there are plenty of money-making activities that I could do but am not at the moment because I’m satisfied with … Read entire article »
Filed under: income
Long-Distance Marriage: Travel and Advice

This is the fourth installment of our series on financially navigating a long-distance marriage. Please read and comment on the first, second, and third installments as well! Our final post in this series on the impact of long-distance marriage on finances covers visits and advice. It made sense combine these two categories since much of the advice was on travel itself! Many of the couples emphasized the importance of regular visits, even at the expense of other … Read entire article »
Attend Weddings But Don’t Go into Debt

Wedding season is upon us! I love marriage and I love attending weddings to spend time with and support our friends and family. That’s why I initially felt sympathy for Christopher Sledzik, the face that CNN put on its recent article on the rising cost of wedding attendance and the pressure friends and family feel to attend. Like Sledzik, we are also 27 and in the last three years have devoted all our vacation time … Read entire article »
Filed under: choices, credit cards, debt, marriage, savings, targeted savings, travel
Favorite Posts, Mentions, and Top Comments Week of 12May2013

We had a busy last week but our weekend is pretty open. Because Monday was my only free evening, I worked late. On Tuesday we saw Sister Act – probably our last show at our local theater EVER! So sad. On Wednesday we had small group as usual. On Thursday my parents spent the night at our place on their way to Atlanta. We were planning to go out to dinner with them but they … Read entire article »
Filed under: weekly update
Blog Statistics Update April – May 2013

Kyle and I are putting more effort into the advertising/making-money aspect of the blog. We’ve put up more affiliate links through some posts and created a page of the financial-type products we use. So far no luck with the earning money aspect but I like this approach better than sponsored posts at this point. I’m also way way ahead in my editorial schedule! I have, like, three weeks of posts completely written and scheduled now. It … Read entire article »
Filed under: blogging, month in review
Welcome, Budgets Are Sexy Readers!

Thanks for visiting our blog! For my regular readers, today J. Money from Budgets Are Sexy has a guest post from me on my previous “side hustle” of participating in clinical trials and psychological studies. As it happens, I did another study this very week! It was a follow-up to one I participated in a couple years ago at my university. I took a survey and then had my memory, vision, and hearing tested for 1.5 … Read entire article »
Filed under: blogging, side income
Long-Distance Marriage: Communication and Personalities

This is the third installment of our series on financially navigating a long-distance marriage. Please read and comment on the first, second, and fourth installments as well! I asked the couples several questions regarding their money personalities and communication about money and the answers ended up being closely related to one another. 1) Did living apart cause any major money conflicts? 2) How much of your communication time was spent on money, and how did that compare to … Read entire article »
Filed under: marriage, psychology
Realities of Account Ownership

This post is a follow-up from my visualizations of account structures that couples use – different combinations of joint and separate accounts. I didn’t specify during that post, but there are actually three ways of viewing account/property ownership:the names on the account/deed how you think of the account the legal owner and beneficiary, in the case of divorce/death (will depend on the state) For example, I’ve talked with married couples who have individual names on various accounts but … Read entire article »
Filed under: marriage, transitions
Favorite Posts, Mentions, and Top Comments Week of 5May2013
Pretty slow week outside of work for us! We attended a talk by the former director of the NIH on translational research, which really got me jazzed again about doing science policy or something similar. We also prepared and served lunch at the homeless ministry we volunteer with from time to time. We’ve been working on the blog more this week and also trying to get a lot accomplished at work. We need to find some time to play some tennis! Small update on my car: I have a confession. From last spring when we stopped driving my car to a couple months after we moved to our townhouse last August, I was really good about starting my car about once per week and driving it around the parking lot/complex. However, … Read entire article »
Filed under: weekly update
Using Upromise to Pay Down Student Loans

Like zillions of other college graduates, I have student loans – and, like a good chunk of those debtors, my loans are through Sallie Mae. When I graduated from college I was automatically enrolled in Upromise, which is a rewards program that is affiliated with Sallie Mae. I accumulated rewards in Upromise through various means and transfered those rewards to Sallie Mae to directly reduce my student loan balance. Apparently the program can also be … Read entire article »
Filed under: college, debt, found money




